Why Choose US?

1st PMF Bancorp is a leading private lender in providing financing for invoice factoring as well as other working capital programs for over 30 years to small businesses from $1 to $30 million in sales annually.

PMF Bancorp has the experience and a wide selection of flexible working capital programs under one roof. PMF provides the working capital programs you need such as Invoice Factoring, PO & Trade Financing, Equipment Financing, Credit Insurance, and Business Loans.

PMF Bancorp's executive staff each have decades of experience in financing businesses domestically from factoring and inventory financing to equipment financing. Domestically, PMF's executive staff can coordinate complicated payoffs, IRS liens, and new lines at the same time with little effort. PMF Bancorp's international desk in Los Angeles and in Hong Kong underwrites its own Letters of Credit and trades its own currency which gives our clients the advantage when selling internationally. For a truly different, experience, call us to discuss your business's financing needs, and let us demonstrate the benefits of being a PMF Bancorp client.

Our Value

  • Lender with Decades of Experience
  • Multiple Lending Products under 1 Roof
  • Competitive Pricing & High Advance Rates
  • Domestic & Foreign Factoring Financing
  • International Letters of Credit & Currency desk
  • Supply Chain Financing via our Offices in China & HK
  • History of thousands of successful businesses financed.

30 Second on Easy Setup Process with PMF

What Customers Say

Small Business Champions… Through a comprehensive array of working capital solutions, 1st PMF Factors Bancorp has become one of the leading private commercial lenders in America, which is what caught my attention.

Dr. Deborah Osgood
President & CEO
Knowledge Institute for Small Business

Our pallet factory operation has used PMF Factors Bancorp’s factoring and inventory financing for over 10 years to grow our operations by an additional $8 million in sales annually. PMF has been a great partner with creative ways to stretch our capital to the max.

The Pallet Factory

In China, our company needed support for a wholesale project and PMF Factors Bancorp with its staff in China were there to assist us. They also provided valuable insight for our capitalization plan.

Teddy Bear Co. Ltd.

Over the years, PMF Factors Bancorp has been there to help my company at critical times with cash flow so that we could deliver our custom made medical vehicles without issue. PMF has been a trusted partner for over 10 years.

AGI Custom Vehicles

PMFBancorp has helped us grow from a startup to over $10 million sales with operations in US and China. Their staff is easy and professional to work with as well. Factoring is an amazing tool.

IMS President

PMF News

LA CleanTech Incubator Event 2018: Stephen Perl, CFO PMF Bancorp speaks to businesses on Alternative Financing, Invoice Factoring, & more….

At LA CleanTech Incubator on Weds Feb 14th, 2018 from 10am to 12 noon, Stephen Perl, CFO PMF Bancorp, expert on on working capital financing for small business, will speak on Alternative Financing for businesses, invoice factoring, and business loans financing. Learn about ways to hack into the working capital your business needs. Learn about

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FREE BUSINESS CREDIT REPORTS -download APP powered by PMF Bancorp

Start the New Year Right with PMF’s New Free Credit App… -Make Better Credit Decisions Start 2018 by making better credit decisions with PMF Bancorp’s “Free Credit App”. Pull upto 4 credit reports a month on any of your new customers or old customers to review their current credit history. PMF Bancorp has been financing

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Financing & Factoring News


The Cost of NOT Financing Savvy business entrepreneurs often feel that financing adds additional cost and try to stay away.

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